Insurance renewal

[KlausW]

FWIW, we have had American Family Insurance since we moved up here in 1990.  Two minor claims since then, and few complaints from our end.  And no notification from them about canceling our insurance.  Rates have been going up due to the increased wildfire threat, in particular due to the Marshall Fire (insurance losses >$1B), even though our neighborhood is much less prone to wildfires than the lower foothills.  But insurance companies do not apply such a fine tooth comb when assessing fire risk.