12-16-2024, 07:19 PM
About a year ago, Allstate, which had insured our home for many years, stated that we needed to accomplish various fire mitigation activities, most of which were easy to do. We submitted proof that we responded to their concerns, and then they presented more (e.g., like keeping our grass short, for which they sent a photo of the property covered by snow!). So I started looking for alternatives.
State Farm and American Family were the two that were open to writing a policy. American Family wanted another list of improvements done (some of which seemed useless in preventing fire), and State Farm had no requirements, so we went with State Farm.
After six months, State Farm bumped our premium, but that's likely because we had water damage thanks to a boiler that failed while we were away.
Joe Ryan, across from Rock Lake
State Farm and American Family were the two that were open to writing a policy. American Family wanted another list of improvements done (some of which seemed useless in preventing fire), and State Farm had no requirements, so we went with State Farm.
After six months, State Farm bumped our premium, but that's likely because we had water damage thanks to a boiler that failed while we were away.
Joe Ryan, across from Rock Lake